MeinBusinessKredit24 – fast & straightforward
Get a business loan of up to €100,000
Financing solutions for companies, self-employed individuals, and freelancers – transparent, secure, and without unnecessary bureaucracy.
Digital application without paperwork
Decision within 24 hours
Transparent conditions and fixed interest rates
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Financing for every type of business
Decision within 24 hours
No collateral required
100% GDPR-compliant and verified
How does it work?
Fast. Digital. Get your business loan in just three steps
Fill out the application online – takes 1 minute
Preliminary approval within a few hours
Payout directly to your business account
Online loan service – around the clock
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More than 50,000 satisfied business customers
Personal support for every company
Fast decision and fair conditions
Transparent fees – no hidden costs
What our customers say
Anja Müller
Anja Müller
Fast decision, friendly support, great experience.
Maximilian Weber
Berlin
Fast decision, friendly support, great experience.
Clara Schmidt
Hamburg
Reliable partner for every growing business.
Lukas Schneider
Leipzig
Thanks to MeinBusinessKredit24, we were able to buy new machines.
Lena Fischer
Cologne
Simple application, clear conditions, money in 24 hours.
Julian Hoffmann
Frankfurt
Great service! We were able to secure our liquidity immediately.
The most frequently asked questions
How quickly will I receive the money?
In most cases, the payout takes place within 15 to 30 minutes after final approval of your loan application by our finance department.
Can I also apply for a loan as a freelancer?
Yes, of course. Freelancers and self-employed individuals can apply for a loan, as long as they can prove a regular income.
Which documents are required?
In most cases, a valid ID (identity card or passport) and proof of income, such as bank statements or pay slips, are sufficient.
Will my creditworthiness be checked?
Yes, we perform a credit check to ensure that the loan is granted responsibly. However, this check has no negative impact on your credit score (Schufa).
Are there any additional fees?
No, there are no hidden or additional fees. All costs are transparently listed in the loan agreement.
What is the interest rate?
The monthly interest rate is 0.83% and depends on the selected loan term and loan amount. All details are provided in your individual loan offer.
What happens if my payment is delayed?
If a payment is delayed, please inform our support team in time so we can find a solution together. Late fees are only charged in exceptional cases.
How secure is my data?
Your personal data is processed according to the highest security standards (SSL encryption) and is never shared with third parties.
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Loan terms
Insurance and service charges
1.1
To reduce the risk of default, an insurance premium is applied:
- 1.3% – from €5,000 to €25,000
- 1.8% – from €25,000 to €50,000
- 2.0% – from €50,000 to €100,000
1.2
The charge is not deducted from the loan amount and must be paid before the loan is disbursed.
1.3
In case of full repayment of all amounts, a refund of 100% of the amount is made after the final payment.
1.4
MeinBusinessKredit24 never imposes any charges before the approval or registration of the loan.
1.5
This charge is applied when the borrower misses the first payment.
Loan terms
2.1
The loan term ranges from 3 weeks to 24 months.
2.2
Interest rate: from 1.5% to 2.0% per month
2.3
The transfer of funds is made to the account declared by the borrower.
Repayment process
3.1
The borrower is obliged to repay the full amount, including interest, no later than the due date.
3.2
In case of delay, a penalty of 0.1% of the outstanding amount is imposed for each day of delay.
Subject of the Agreement
The Lender provides the Borrower with a loan in the amount of €5000 to €100,000, which the Borrower undertakes to repay under the terms and within the time limits specified below.
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